Working capital solutions for Philippine SMEs.

Your company's growth shouldn't have to wait.

Whether you're waiting to get paid, buying inventory, paying suppliers, fulfilling large orders, or making your business cash work harder, Jia helps you access the capital you need.
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15k+
invoices already funded since 2022
SEC Registration
No. 2023030091229-01
Certificate of Authority
No. F-23-0049-36
A thriving SME business in the Philippines
IS THIS YOU?

Business is good. But why does money feel so tight?

You're winning customers. Sales are coming in, but somehow, cash always seems one step behind.

A woman struggling with payroll processing
Payroll week is always stressful
Customers pay in 30, 60, or even 90 days—but your team expects to be paid on time.
A man negotiation with a vendor
Suppliers need payment today
Your customers pay next month. You're constantly juggling cash just to keep the business moving.
A man worried over lack of stocks and inventory during peak season
Out of stock when demand is highest
The opportunity is there. Your cash just hasn't caught up yet.
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A man pensively looking out at a project that may be beyond what his working capital can support
Turning down new ventures
You have the skills & team. You have customers ready to buy. But your cash is tied up somewhere else.
OUR SOLUTIONS

What are you trying to solve today?

Every business is different. Tell us what's slowing yours down.

A thriving Philippine manufacturing plant

Get paid before your customers pay you

Unlock cash tied up in unpaid invoices so you can keep your business moving.

Learn about Invoice & PO Financing
A thriving Philippine logistics business

Get flexible funding for whatever comes up

A safety net for payroll timing, a surprise repair, a slow season, or an opportunity too good to pass up. Draw what you need, repay, and reuse it anytime.

Learn about Revolving Credit
A business owner looking at her computer

Earn more from your business cash

Earn more on idle business cash while keeping it accessible.

Learn about Jia Business Accounts
A man presenting business performance metrics to colleagues

Keep your multiple vendors happy

Turn your invoice approval into same-day cash for your suppliers.

Learn about the Early Payment Program
A man introducing two potential partners

Not sure?

Tell us about your business and we'll recommend the right solution.

Find my solution
A business owner reaching an agreement with a client
Testimonials

What happens when cash arrives at the right time?

Watch More Stories
It gives you peace of mind that you have an option B to run into. We did everything in three days, which is like 50% faster than competition, and there is still that human touch where you can push invoices two or three days without penalty fees.
John G.
Business Solutions & Security Services
Jia really saved us our assets before. Hindi namin nasira 'yung relationship namin between the suppliers, and we see you as a partner with your growth. As we grow, you grow also.
Malena L.
Restaurant Logistics
Pag may receivable lang ako, lapit lang ako kay Jia. Dati, 'yung malaking project namin, na-s-stop talaga ng mga two to three weeks. Ngayon, pwede na namin masabay. Madali lang pala, pwede nga sa cellphone.
Ruvik B.
Construction
Next steps

What happens next?

We believe good businesses deserve the chance to grow.
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If you think your business deserves better, tell us your story.

01

Tell us about your business

Share a few details about your company and what you're trying to achieve.

02

Leave your contact details

Our team will review your business and recommend the financing solution that best fits your needs.

03

Submit your requirements

To help us review your business, have these ready if you can:
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✓ Business registration
✓ Valid government ID
✓ Recent bank statements
✓ Sales invoices or proof of business transactions
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Don't have everything yet? That's okay. We'll guide you through the rest.

Every growing business reaches a point where opportunity arrives before cash.

Don't let payment terms decide what your business can become.

Find My Solution
A Philippine business moving fast with Jia